Citigold Personal Account

Convenient access to your personal finances together with a number of private banking benefits, including no fee for most of the banking operations.

MasterCard® Gold Debit Card enables you to:

  • pay no currency conversion charges abroad if you launch Citibank Global Wallet in 13 currencies,
  • pay no Citi Handlowy fee for withdrawals at each ATM in Poland and abroad,
  • deposit cash into your account with no Citi Handlowy fee in PLN, EUR and USD at ATM’s located at Citi Handlowy branches and in PLN in more than over 3000 Euronet deposit cash machines across Poland,
  • daily cash withdrawal limit of up to PLN 35,000,
  • contactless payments,
  • access to the Citi Specials Benefit Program.

Currency Accounts

As part of your personal account, you can open an account in 13 currencies. Customers can open a currency account on their own, at Citibank® Online or Citi Mobile® App.

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Currency Exchange

One of the best currency exchange rates in the market and possibility to order a transaction at a pre-defined exchange rate and date, and professional support of a Foreign Currency Market Expert.

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Savings Products

Savings Account and SuperSaver Account with higher interest rate in PLN, USD, GBP, and time deposits in PLN, USD, GBP.

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Banking Products on Preferential Terms

Credit card, cash loan, mortgage loan or business account with no maintenance fee, and many other

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Access to Transactional Platform and Your Accounts 24/7:

To enjoy access to all Citigold privileges and benefits, you need to maintain an average monthly balance across any accounts held with us of a minimum of PLN 400,000.