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Open a Citigold account


Check how to gain up to 6.8% per year on a savings account up to PLN 200,000.

Offer for new Citigold clients, valid until the available pool of 300 agreements is exhausted or until 22/05/2024.

Open a Citigold Private Client account


Take advantage of 6-month deposit at 6,5% per annum up to PLN 2 000 000.

Offer for new Citigold Private Client clients, valid until the pool of 300 contracts is exceeded or until May 22, 2024.

Become our client today

Declared monthly balance on all accounts

You can also contact one of our Citigold Regional Heads directly

Connection fee according to the operator's tariff.

  • Gdańsk   |    Łukasz Stybner

    697 080 530

  • Katowice   |    Wioletta Kulisiewicz

    601 289 627

  • Kraków   |    Daria Kowalska

    606 279 025

  • Łódź   |    Monika Mosińska-Siech

    691 490 022

  • Poznań   |    Tomasz Pruski

    722 250 158

  • Szczecin   |    Anna Górecka

    697 671 193

  • Warszawa   |    Michał Matak

    605 782 038

  • Warszawa   |    Monika Nosek

    667 684 011

  • Wrocław   |    Tomasz Szybowski

    697 870 810

What are the benefits of premium banking at Citi Handlowy?

Welcome Offer
„Oszczędzaj z kontem Citigold do 6,8%”		 Welcome Offer
„Oszczędzaj z kontem Citigold do 6,8%”
Prize Maximum profit
SAVINGS ACCOUNT. Open a Citigold account with a Savings Account up to 6,8% per annum up to PLN 200 000 and meet the conditions of the Offer Regulations. On the day the Prize is awarded, you must have an active account (the contract cannot be in the notice period or terminated). up to 6 800 PLN
WELCOME DEPOSIT. Open a 6-month Welcome Deposit with an interest rate of 6% for the amount up to PLN 250 000 and meet the conditions of the Offer Regulations. You can only open a Welcome Deposit at a Citigold Bank Branch or by phone (applicable only to Participants who concluded a Deposit Product Agreement with the Bank by telephone, courier or via Citibank Online electronic banking). up to 7 500 PLN
ESTIMATED MAXIMUM PROFIT: 14 300 PLN

The calculated profit was not reduced by the capital gains tax.


Even more benefits

  • Expertise of certified specialists

    Support of a personal relationship manager and a team of experts in capital, FX, insurance and brokerage markets, access to investment advisory services provided, free of charge, by specialists with extensive market experience and expertise confirmed by CFA certificates, investment advisor and securities broker.

  • Access to analyses and webinars

    Access to a comprehensive analysis of individual markets with remarks by our experts. Download the latest report here.

  • Citigold Lounge Pass Card

    2 possible visits in a given month to Executive Lounges at the biggest airports in Poland, free of charge.

  • Citi Kantor and accounts in 13 currencies

    The foreign exchange platform with SMS/email notifications and the possibility to set orders such as Stop, Limit, If Done, Occ. You can buy as many as 13 currencies directly transferred to your FX account!

  • 150 years of experience

    Citi Handlowy is a stable brand with international market experience.

Welcome Offer
„Wybieram Citigold Private Client. Konto z Lokatą 6,5% - edycja I”		 Welcome Offer
„Wybieram Citigold Private Client. Konto z Lokatą 6,5% - edycja I”
Prize Maximum profit
WELCOME DEPOSIT. Open a 6-month Welcome Deposit with an interest rate of 6,5 % for the amount up to PLN 2 000 000 and meet the conditions of the Offer Regulations. You can only open a Welcome Deposit at a Citigold Bank Branch or by phone (applicable only to Participants who concluded a Deposit Product Agreement with the Bank by telephone, courier or via Citibank Online electronic banking). up to 65 000 PLN
ADDITIONAL DEPOSIT. Open a 3-month Additional Deposit with an interest rate of 6% for the amount of PLN 2 200 000 and meet the conditions of the Offer Regulations. You can only open a Additional Deposit at a Citigold Bank Branch. up to 33 000 PLN
ESTIMATED MAXIMUM PROFIT: 98 000 PLN

The calculated profit was not reduced by the capital gains tax.


Even more benefits

  • Expertise of certified specialists

    Support of a personal relationship manager and a team of experts in capital, FX, insurance and brokerage markets, access to investment advisory services provided, free of charge, by specialists with extensive market experience and expertise confirmed by CFA certificates, investment advisor and securities broker.

  • Access to analyses and webinars

    Access to a comprehensive analysis of individual markets with remarks by our experts. Download the latest report here.

  • Priority Pass

    Unlimited number of passes to over 1,200 VIP lounges at the airports across the globe. In addition, each Client has 5 additional passes for their family members and friends every month.

  • Citi Kantor and accounts in 13 currencies

    The foreign exchange platform with SMS/email notifications and the possibility to set orders such as Stop, Limit, If Done, Occ. You can buy as many as 13 currencies directly transferred to your FX account!

  • 30 years of experience in serving private banking clients

    A strong and stable position of the bank is what sets us apart in the Polish market, and thanks to our 30 years of experience in servicing the wealthiest Poles we can offer our Clients financial solutions that have been tested all over the world.

  • Exclusive privileges and experiences

    Carefully prepared offers for automotive services, travelling, art and entertainment, sports and health, as well as shopping discounts at leading boutiques and fashion stores.

  • Elite card linked to the Account

    The World Elite™ Debit Mastercard® card with free travel insurance (also for the client’s loved ones with the same address of residence) and concierge service.

  • Limousine Service

    Limousine Service including limousine transfer from/to the airport in the area up to 50 km from a given international airport in Poland, as well as limousine rental with a private driver at an attractive discount.


Professionalsupport in investment decisions

Professional support in investment decisions

Professional investment advice

As a Citigold Client you have access to professional investment advice free of charge. With the help of our experts you can build an investment portfolio and choose solutions that will allow you to pursue your individual investment strategies.

Virtual seminars

A practical take on finance and investing. Take part in free webinars and listen to experts analyze the market, share their knowledge and talk about investing, FX payments and developing financial strategies.

Prestigious Locations for Special Clients.

Prestigious Locations for Special Clients.

Citigold Q22 branch in Warsaw

LEGAL INFORMATION

Citigold and Citigold Private Client Personal Accounts are payment accounts.

Bank Handlowy w Warszawie S.A. Offer „Oszczędzaj z kontem Citigold do 6,8%” is available to the first 300 Clients who, by May 22, 2024, will conclude a Deposit Product Agreement with the Bank, open a Citigold Account on its basis and meet the conditions described in the regulations of the Offer. The offer is addressed to new Clients who, in the months of May, June, July, August, September and October, will maintain an average monthly balance of at least PLN 450,000 on the accounts offered by the Bank and additionally in each of these months they will make at least 3 transactions for a minimum total amount of PLN 500. The Offer is not available to persons who had a personal or savings account with the Bank after December 31, 2021. Detailed conditions for receiving prizes with a full list of exclusions are included in the Regulations of the Offer available on the Bank's website in the documents tab. The Bank informs that the Offer on the same or similar terms may be repeated in the future.

Bank Handlowy w Warszawie S.A. Offer „Wybieram Citigold Private Client. Konto z Lokatą 6,5% - edycja I” is available to the first 300 Clients who, by May 22, 2024, will conclude a Deposit Product Agreement with the Bank, open a Citigold Private Client Personal Account on its basis and meet the conditions described in the regulations of the Offer. The Offer is addressed to new Clients who, by the end of the first calendar month following the month in which the Account was opened, will have a daily balance of at least PLN 4,200,000 on the accounts offered by the Bank. The Offer is not available to persons who had a personal or savings account with the Bank after December 31, 2021. Detailed conditions for receiving prizes with a full list of exclusions are included in the Regulations of the Offer available on the Bank's website in the documents tab. The Bank informs that the Offer on the same or similar terms may be repeated in the future.

Detailed information on fees and commissions for the Citigold and Citigold Private Client Personal Accounts is available in the Table of Fees and Commissions: Accounts and Credit Line for Individual Clients on the Bank's website in the documents tab.

The Executive Lounge service is available at the biggest airports in Poland (in Warsaw, Poznań, Gdańsk, Cracow, Wrocław and Katowice). It is available with the Citigold Lounge Pass card – its holder can enter a lounge twice a month free of charge (two passes for the card holder or one pass for the card holder with an accompanying person). Any subsequent visits or visits of Clients with a lower balance than required are payable as per the applicable Table of Fees and Commissions: The Card is available to the Clients who have a Citigold or Citigold Private Client account, maintain an average monthly balance of at least PLN 300,000 and have been issued a World Elite™ Debit Mastercard® card.

Citi Handlowy and the Citi logo are registered trademarks of entities from the Citigroup Inc. group.

Bank Handlowy w Warszawie S.A. with its registered office in Warsaw, at ul. Senatorska 16, 00-923 Warsaw, entered in the register of entrepreneurs of the National Court Register by the District Court for the Capital City of Warsaw in Warsaw, XII Commercial Department of the National Court Register under number KRS 000 000 1538; Tax Identification Number NIP 526-030-02-91; share capital of PLN 522.638.400 fully paid-up. Citi and Citi Handlowy are registered and licensed trademarks of Citigroup Inc. Citigroup Inc. and its subsidiaries have also right to other trademarks used here in. This material is for informational purposes only and dose not constitute an offer in the meaning of article 66 of the Civil Code.

IMPORTANT DOCUMENTS