Choose how you want to pay off your debt balance.
The information presented below will help you make your payments on time. You can choose the form of payment that suits you best.
How to pay off my credit card balance?
For more information on how you can pay off your credit card balance, please see your credit card statement.
Where can I check my debt balance and find the payment information?
Useful phone numbers:
The connection fee according to the current price list of your phone operator.
How to repay my Citibank loan?
For more information on how you can pay off your Citibank cash loan/loan balance, please contact us via CitiPhone – 24h Phone Customer Service: 801 32 24 84.
Where can I check my debt balance and find the payment information?
Useful phone numbers:
The connection fee according to the current price list of your phone operator.
If you have an Overdraft Limit opened in your personal account, this means you have agreed to credit your personal account with your salary every month.
Additionally, according to the Terms and Conditions, if the amount of the funds declared to be transferred into the account has not been specified in the Overdraft Agreement or Overdraft Application, you must then ensure that your account is credited with a minimum of PLN 1,000 per month.
How to pay off my overdraft balance?
Where can I check my debt balance?
Useful phone numbers:
The connection fee according to the current price list of your phone operator.
The e-statement is presented in the PDF format which requires Adobe Acrobat Reader 5.0 or higher. If you don’t have this application installed on your computer, download it from www.adobe.com.
s Important:
Make sure Adobe Acrobat Reader is configured correctly to display PDFs in your web browser window (select ‘Edit > Preferences > Options/Internet > Open document in browser’). If you reinstalled your web browser after the configuration, please install Adobe Acrobat Reader again.
You can order the paper statements in the following way:
Once your e-statement has been made available for viewing, we will send you an e-mail to your e-mail address recorded in our system. If you don’t want to receive such notification e-mails, you can switch off this option any time.
The funds transferred to the credit card account via ELIXIR are received on the same day but it takes two business days to post them to the account. However, the payment date is deemed to be the day when the funds have been received and not posted into the account.
Take the hassle out of making your credit card repayments and set up an auto payment in Citibank Online. Thanks to this option, the system will automatically pay 5% or 100% (depending on how much you have chosen to pay) of your credit card debt balance when it’s due. You only need to make sure there are sufficient funds in your account one business day before the due date. If you have your bank account with other bank, you can set up a standing order and then the amount of your credit card payment will be automatically taken from your account.
The cash withdrawal limit is the maximum amount you can withdraw in cash (e.g. from ATM or in branch) and it is set individually. The maximum cash withdrawal limit cannot be higher than your credit card limit.
Currently, Citibank Online doesn’t show the credit card interest charges item. This information is stated on your e-statement as well as paper statement. You can also find it out by calling CitiPhone.
Yes, you can. For loans of up to PLN 80,000 you will pay no additional fee if you want to pay it off earlier. For loans above PLN 80,000 a fee will apply according to the Banking Fees and Charges.
Yes, you can. We can offer you a debt consolidation loan thanks to which you will be paying only one lower payment each month. You can also get additional funds and to this end, you’ll need to present your identity document, regular income statement and the loan document (loan agreement, loan repayment schedule or bank’s letter).
We reserve the right to apply the following order as far as the loan repayment is concerned:
This order can be subject to change.
The loan interest is charged on a monthly basis applying the interest rate specified in the Loan Agreement, with the maximum interest rate defined under applicable laws, calculated according to the variable interest rate and assuming a year has 360 and month 30 days.