LOAN TO CARD
Got your eye on something bigger? It's on your credit card!
Borrow money above the limit of your card.
And pay it off together with the credit card balance.
#InYourCard
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You can plan something...
but you don't have to!
#YouHaveitInTheCard
Are you thinking about a larger purchase? You can borrow above your card limit and already have extra cash in your account. You can pay the repayment in convenient installments, up to 60!
How can you use these funds?
How to use it?
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1. Log in to Citibank Online
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2. Go to the Loans section
Check, if the Loan to Card offer is available.
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3. Click on the banner with the offer
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4. Click on "Order a call"
Bank consultant will call you back and help submit the application.
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5. Enjoy the funds in your account
After a positive credit decision funds will be transferred to the indicated account.
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1. Log in to Citi Mobile
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
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2. Go to the Offers section
Check, if the Loan to Card offer is available
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
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3. Click on the banner with the offer
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
-
4. Click on "Order a call"
Bank consultant will call you back and help submit the application.
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
-
5. Enjoy the funds in your account
After a positive credit decision funds will be transferred to the indicated account.
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
Use the Citi Mobile® app
Manage your finances easier, faster and more securely on your phone.
Documents
Additional information
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The most important features of the product
- Depending on your creditworthiness, you may get even up to PLN 50,000 of an additional limit on your credit card.
- You will repay the loan in equal monthly installments under the “Comfort” Installment Plan (between 12 and 60 installments).
- You select both the number of installments and their amount.
- Installments are shown on your credit card statement and included in the required minimum payment amount.
- Installments do not limit the possibility to enjoy the interest-free period on your card. Interest is only charged on the borrowed amount and you may repay the other transactions in their entirety without any interest being charged on them.
- You may repay the entire amount earlier at any time.
- Interest is calculated on the declining balance of the outstanding principal amount.
- Depending on the offer currently in force, the bank can charge a commission for the opening of your “Comfort” Installment Plan and a monthly operating fee.
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Representative example
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Legal informations
EIR stands for Effective Interest Rate. Fees and commissions are charged in accordance with the Table of Fees and Commissions available on the website. Credit Card Regulations and the Table of Fees and Commissions for Citibank Credit Cards are available on the bank's website in the Documents section. The granting of a loan depends on the assessment of creditworthiness by Bank Handlowy w Warszawie S.A.
Bank Handlowy w Warszawie S.A. Citi Handlowy, Citibank and the Citi logo are registered trademarks of entities from the Citigroup Inc. group. This advertising material has been issued for informational purposes only and does not constitute an offer within the meaning of Art. 66 of the Civil Code.