Time Deposit.

Know your profit in advance with a fixed interest rate.

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Time Deposit intrest rates in PLN/USD/EUR/GBP

PLN CitiKonto / Citi Priority Citigold Citigold Private Client
1 week 1,75 % 2,00 % 2,25 %
1 month 2,00 % 2,50 % 2,75 %
3 months 2,40 % 3,00 % 3,15 %
6 months 3,00 % 3,50 % 4,00 %
12 months 2,00 % 2,40 % 2,70 %
24 months 1,75 % 1,75 % 1,75 %

Minimum Deposit amount – 5,000 units of a given currency

USD CitiKonto / Citi Priority Citigold Citigold Private Client
1 week 0,05 % 0,10 % 0,10 %
1 month 0,05 % 0,30 % 0,40 %
3 months 0,20 % 0,40 % 0,50 %
6 months 0,30 % 0,40 % 0,80 %
12 months 0,20 % 0,40 % 0,80 %

Minimum Deposit amount – 5,000 units of a given currency

GBP CitiKonto / Citi Priority Citigold Citigold Private Client
1 week 0,05 % 0,10 % 0,10 %
1 month 0,05 % 0,20 % 0,20 %
3 months 0,10 % 0,30 % 0,30 %
6 months 0,15 % 0,50 % 0,60 %
12 months 0,20 % 0,60 % 0,60 %

Minimum Deposit amount – 5,000 units of a given currency

EUR CitiKonto / Citi Priority Citigold Citigold Private Client
1 week 0,05 % 0,10 % 0,10 %
1 month 0,05 % 0,20 % 0,30 %
3 months 0,05 % 0,30 % 0,40 %
6 months 0,10 % 0,40 % 0,50 %
12 months 0,10 % 0,30 % 0,40 %

Minimum Deposit amount – 5,000 units of a given currency

TIME DEPOSIT IN PLN

Name of the time deposit Interest rate p.a. Currency Tenure period Minimal amount Maximum amount
Your Term Deposit 5,60% PLN 3 months PLN 1 000 PLN 20 000

Customer may open Your Term Deposit under above conditions only once, for an amount up to PLN 20 000 inclusive.

Your Term Deposit is available for Account holders at a Branch, via Citibank Online or CitiPhone.

Your Term Deposit has no renewal option (inability to extend for the next contractual period). On the day Your Term Deposit ends, the funds will be transferred to a personal account, from which the deposit was opened.

Advantages

Opening Time Deposit

If you have a Personal Account with our Bank, you can open a Time Deposit yourself in Citibank online electronic banking.

Term deposits and Savings Accounts are available to the holders of a Personal Account with Citi Handlowy. If you don’t have such an account, check out our offer and choose an account that best suits your needs.

Legal information

Bank Handlowy S.A. Deposit closing options: when opening a deposit, you can choose how your deposit will be closed. There are three options to choose from:

- the Deposit will be renewed for the same term and the capital amount will be increased by the accrued interest,

- the Deposit will be renewed for the same term and the interest will be transferred to your current account,

- the Deposit and interest will be transferred to the account from which you opened the deposit

CitiKonto, Citi Priority, Citigold and Citigold Private Client Personal Accounts are payment accounts.

Detailed information on fees and commissions for the CitiKonto, Citi Priority, Citigold or Citigold Private Client Personal Account is available in the Fees and Commissions Table on: www.citihandlowy.pl. The material is not an offer within the meaning of Article 66 of the Civil Code.

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