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For our Citigold clients we have a special home loan and home equity loan offer.

Home loan variable interest rate the effective annual percentage rate

  • Financing of a primary market property (erected property) or a secondary market property.
  • Refinancing of a home loan taken with other bank.
  • Loan amount of up to PLN 3,000,000 (up to 80% of the property’s value).

Mortgage loan calculator: check cost

Use mortgage calculator and check the mortgage loan or home equity loan installment.

Ask about the GOLD account and mortgage

Your personal data will be administered by Bank Handlowy w Warszawie S.A. with its registered office in Warsaw, ul. Senatorska 16. The Bank carries out the processing of your personal data first of all to initiate activities to enter into an agreement between you and the Bank, including marketing involving the Bank’s products and services and similar products and services offered by the Bank’s partners, and presentation of an offer, i.e. in the Bank’s or Bank’s partners’ legitimate interest (Article 6(1)(f) of GDPR). You are entitled to: access your personal data, rectify them, erase them, restrict their processing, transfer your data and object to their processing.

More detailed information is available at the website of Bank Handlowy w Warszawie S.A. in the “GDPR” section, see clause no. 29.

Orders received by means of electronic communication status information submitted my application. Due to the risk of getting access to the data by a third party, please be careful when using a mobile phone or email

Other mortgage offers

Additional informations

  • Legal informations

    EIR stands for the Effective Interest Rate.. A variable interest rate poses a risk of changing the amount of planned instalment repayments and at the same time the amount due. Granting and amount of a mortgage loan (home loan) is dependent on the Client's creditworthiness.

    Detailed information on fees and commissions available on the Bank’s website in the Documents. The material does not constitute an offer within the meaning of art. 66 of the Civil Code. The Bank informs that the Offer on the same or similar terms may be repeated in the future. The above calculations have been made for reference purposes and they do not constitute an offer according to Article 66 of the Civil Code.

    Bank Handlowy w Warszawie S.A. with its registered office in Warsaw, ul. Senatorska 16, 00-923 Warsaw, entered into the Register of Entrepreneurs of the National Court Register maintained by the District Court for the Capital City of Warsaw in Warsaw, 12th Commercial Division of the National Court Register, under number KRS 000 000 1538, Tax Identification Number (NIP) 526-030-02-91, share capital of PLN 522,638,400, fully paid up.

    Citi and Citi Handlowy trademarks are registered trademarks of Citigroup Inc. used under a license. Citigroup Inc. and its subsidiaries are also entitled to the use of certain other trademarks used herein.

  • Representative examples