Contrary to popular belief, women in Poland don't by any means spend more than men. According to the study "Poles attitudes towards saving" by The Citi Handlowy Leopold Kronenberg Foundation, it is women who are more often responsible for managing the family budget and saving for retirement. Women's Day is a good opportunity to tackle the stereotype that Polish women are financially reckless.
Greek multimillionaire Aristotle Onassis once said: "If there were no women, all the money in the world would have no meaning". These words are confirmed in the context of the survey "Attitudes of Poles towards Saving", which gives a true picture of financial management by Polish women.
The study shows that, contrary to popular belief, women are much better at handling money than men. Nearly a quarter of them plan carefully and scrupulously stick to their financial plans, while only 15% of men can make such a claim. It turns out that women pay special attention to what they spend their money on. As many as 37% say that they keep track of even the smallest daily expenditures, while this applies to only one-fourth of men. At the same time, 18% of men acknowledge that they don't monitor current expenditures at all; however, this applies to only one-tenth of women.
The results of surveys show that women have more foresight. They think long-term, which translates into more efficient management of household budgets, says Krzysztof Kaczmar, President of The Citi Handlowy Leopold Kronenberg Foundation.
A picture therefore emerges from "Poles attitudes towards saving" of Polish women taking a serious approach to managing the family budget. Men attach less importance to monitoring expenditures, but on the other hand, invest greater amounts and more often. 12% of men and 9% of women say that they invest their capital. At the same time, one in five men (22%) believe that saving is not important, while only 16% of women are of this opinion.
This confirms that men more often than women believe that saving is senseless. They live "from the first to the first", while women are cautious and prudent. The stereotype of Polish women who squander significant amounts of money on consumer expenditures turns out to be completely false. In reality, it is they who discipline men - who are more inclined to overspend - to monitor the balance of income and expenditures in the household, adds Krzysztof Kaczmar, President of The Citi Handlowy Leopold Kronenberg Foundation.
